How does it work?
You simply complete the online application, then print and sign the Consumer Credit Agreement. Fax or post the Agreement to us along with the necessary documentation. We will then process your application and contact you by e-mail to advise you whether your application has been accepted or declined. If accepted, we will pay the loan into your bank account. Repayment of the loan will be taken directly from your bank account 31 days later or earlier if you request.
Who can apply for a
loan?
We offer loans to applicants who meet the requirements below:
- UK resident aged 21 years and over.
- Salary paid monthly direct to your bank account.
- Net salary more than £600 per month.
- In current full-time employment.
- Have held a UK bank account for more than 3 months.
- Have a bank debit card (Switch / Maestro / Visa Delta / Visa Electron).
How much can you borrow?
You can borrow between £100 and £500, subject to status.
How do you want to receive your loan?
The loan will be paid to you within 3 working days. If you need the money the same day, we can arrange this for a small charge of £15 to cover the cost of immediate bank transfer (CHAPS). This charge will be deducted from the loan amount.
