Cheque Exchange Ltd takes the privacy of its users seriously. We are committed to safeguarding the privacy of our users while providing a personalised and valuable service in accordance with the Data Protection Act 1998 (the "Act"). This Privacy Policy statement explains the data processing practices of Cheque Exchange Ltd. If you have any requests concerning your personal information or any queries with regard to these practices please contact our DPA Officer by e-mail at CustomerServices@JustCashNow.co.uk.

Limitation of Liability

Cheque Exchange Ltd shall not be responsible for any actual, indirect or consequential damages (or any other damages or liability of any kind whatsoever, whether as a result of negligence or otherwise) that result from a lapse in compliance with this Privacy Policy because of a security breach or technical malfunction.

Information collected by use of the web site

We collect information automatically about your visit to our site. The information obtained in this way which includes demographic data and browsing patterns, is only used in aggregate form.

We use information in aggregate form (so that no individual user is identified):

• to build up marketing profiles
• to aid strategic development
• to manage our relationship with advertisers and clients
• to audit usage of the site

Information collected by submission of an application.

We collect personal information when you submit your details for online application this is protected by use of SSL encryption. This information is used for the purposes outlined in the Data Protection Notice below:

Data Protection Notice

Cheque Exchange Ltd and its Group's Companies will use your information together with other information for administration, marketing, credit–scoring, customer services and profiling your purchasing preferences. We will disclose your information to our service providers and agents for these purposes. We may keep your information for a reasonable period to contact you about our services.

To help us to make credit decisions about you, to prevent fraud, to check your identity and to prevent money laundering, we may search the files of credit reference agencies who will record any credit searches on your file. We may also disclose details of how you conduct your account to such agencies. The information will be used by the other credit grantors for making decisions about you and the people with whom you are financially associated for fraud prevention, money laundering and occasionally for tracing debtors.

We may share your information with organisations who are our business partners. We or they may contact you by mail, telephone, SMS or e-mail to let you know about any goods, services or promotions which may be of interest to you.

By submitting an online application form, you consent to our processing your personal data for the above purposes. You also consent to our transferring your information to countries, which do not provide the same level of data protection as the UK if necessary for the above purposes. If we do make such a transfer we will put a contract in place to ensure your information is protected.

You have a right to ask for a copy of your information (for which we charge a small fee) and correct any inaccuracies. To make sure we follow your instructions correctly and to improve our service to you through training of staff we may monitor or record our communications.

If you do not wish to receive information about our products or services, please write to the DPA Officer,
Cheque Exchange Ltd, Fifth Floor, Empire House, Wakefield Old Road, Dewsbury, WF12 8DJ or email us at CustomerServices@JustCashNow.co.uk.